Is Your Money Safe?
Not For Profit Funeral Plans Trust
All funds are securely held with Barclays Bank.
The trust fund is managed by an independent panel of trustees. The investment managers are Quilter Cheviot who have built a reputation as a wealth management company over 240 years thanks to exemplary personal service and its drive to build and preserve the trust funds of clients.
The trust deed document was drafted by Birkett Long LLP, 1 Amphora Place, Sheepen Road, Colchester, Essex C03 3WG one of the UK's top law firms.
You may rest assured that your money is safeguarded in the trust until the time it is required to be released to the funeral director to administer your funeral plan.
We adhere to all Funeral Planning Authority rules and regulations and our application to join is pending.
We have always advised for the added safety and security of funds that you pay either your deposit by Credit Card and the balance by Debit Card or pay in full by Debit Card... your money will be 100% secure.
For Credit Cards
Section 75 laws mean your credit card must protect purchases over £100 for free, so if there's a problem you get your money back.
This isn't the credit provider being nice. It 's a legal protection put in place so that you're never in the position of paying off debt for something you didn't receive or wasn't as it should have been. Pay on a credit card, and the credit provider is responsible too.
If you pay your deposit by credit card the law is specific on this; you get the protection for the whole cost of an item or service, even if you only pay for a part of it on credit. The only condition is that what you're buying costs more than £100 and less than £30,000.
For Debit Card - What is the Chargeback scheme?
It is an arrangement offered by your debit, pre-paid or credit card provider that can get you a refund if something goes wrong when you spend on your card. You can get your money back through your bank or building society if you use a debit card.
What transactions does Chargeback cover?
It covers purchases of almost any value made on your card. You can use it to get your money back if:
A purchase does not arrive
The company you buy from goes bust
Goods or services are not as described or are in an unsatisfactory condition
You are charged more than agreed for a purchase or are charged more than once
How much can you get back?
You can claim back the full amount you have lost.
Source: MoneyAdviceService.org.uk and Martin Lewis - MoneySavingExpert.com